When it comes to retirement planning, many people could use a little help. Consider working with a financial professional to discover what investment options make the most sense for you and how they fit into your overall financial plan.
Five key tasks a financial professional can help you with:
Ask about fees
Generally, investors pay for services in one of three ways:
- As a percentage of assets under management
- Commissions
- Hourly, flat rate or retainer fees
The SEC recommends that you get a full explanation of payment arrangements before you enter into a relationship with a financial professional.