See how your finances add up.

Saving calculators

  • Managing your monthly budget

    You want to save more, but where can you find the money to put away? This tool can help you analyze your current spending and possibly find ways to save more. It can also help provide general spending guidelines by category as a percentage of your monthly income.

  • Pretax vs. Roth analyzer

    Which contribution is right for you, traditional or Roth?


Spending calculators

  • Borrowing from your retirement plan

    Thinking about taking a loan from your retirement plan? Before you do, consider the risks and potential costs of doing so with this calculator.

  • Withdrawals in retirement

    This calculator helps you estimate how much of your savings you can afford to spend in retirement each year based on how long you want your savings to last.

  • Your retirement lifestyle

    Calculate approximately what percentage of your current income you’ll need in retirement to cover your desired retirement lifestyle.

  • Required minimum distribution

    Calculate the amount of mandatory withdrawals from IRAs after age 70½.

  • Withdrawals before retirement

    Calculate the effects of withdrawing the assets from your retirement savings before reaching retirement.


Planning calculators

  • Retirement planner

    Determine if your savings are on track for retirement. If not, estimate how much you may need to save each year to reach your goal.

  • Roth conversion analyzer

    Does converting pre tax savings to Roth make sense for you? See an estimate of the tax implications of converting to Roth with this calculator

  • Saving for higher education

    Determine whether your college savings are on track and, if not, how much you may consider investing each year to reach your savings goal.

  • Retirement account rollover

    Determine if a rollover is the right option for you. Explore the options for rolling over your retirement account into another qualified account or cashing out on your retirement savings.

  • Growing your investment

    Estimate how much money you will earn from your investments over time, based on the amount of money you invest and the expected rate of return.


Overall financial wellness calculators

  • Life Insurance

    Calculate how much life insurance you may need based on your current financial situation.

  • Mortgage refinancing

    Want to find money to save more for retirement? Calculate the potential savings from refinancing a mortgage.


Now is a good time to enroll in the your Plan!