Composite Personal Strategy®
Composite Personal Strategy®
| Type | 1 Year Annualized | 3 Year Annualized | 5 Year Annualized | 10 Year Annualized | Since Inception Annualized | |
|---|---|---|---|---|---|---|
| FULL GROWTH (1) | ||||||
| Composite Personal Strategy | 26.3% | 5.4% | 9.6% | 8.2% | 10.3% | |
| GROWTH (3) | ||||||
| Composite Personal Strategy | 24.4% | 4.9% | 8.8% | 7.4% | 9.2% | |
| BALANCED GROWTH PLUS (5) | ||||||
| Composite Personal Strategy | 22.2% | 4.3% | 7.8% | 6.5% | 7.6% | |
| BALANCED (7) | ||||||
| Composite Personal Strategy | 19.8% | 3.5% | 6.5% | 5.5% | 6.3% | |
| BALANCED STABILITY TILT (8) | ||||||
| Composite Personal Strategy | 18.0% | 3.0% | 5.7% | 4.8% | 5.4% | |
All annualized figures reported as of 9/30/2024
See Our Socially Responsible Portfolio Performance
Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. All investments involve risk, including the potential for loss of principal. Performance is shown net of fees and reflects the reinvestment of interest and dividends. Accounts in the composite are billed on a tiered fee schedule and larger accounts generally pay a lower overall fee rate than other accounts. Employee and other affiliated accounts, which are generally charged a reduced fee, are included in the composites. Personal Strategies generally employ investments in an array of individual securities and ETFs representing domestic equities, international equities, fixed income and alternative investments such as real estate and commodities. ETF-only and socially responsible strategies were not considered in performance calculations.
Composite performance is an equal weighted average of all portfolios in each respective strategy. Performance for individual portfolios is calculated by linking daily returns in a time-weighted approach for each quarter, using the modified Dietz method to account for cash flows. Portfolios that changed strategies during the quarter were excluded. In 2012, only portfolios trading for the year were included in performance calculations. Beginning 2013 returns were derived by linking full respective quarterly returns. For each composite personal strategy, only portfolios trading for an entire quarter were included. Prior to 2019, portfolios with greater than ten percent individual custom restrictions resulting greater than two percent difference performance results were not included in composites. From Q1 2019 through Q1 2021, portfolios deviating more than two percent from the median composite return, in either direction, were excluded. Starting Q2 2021, for strategies with greater than one hundred portfolios, those deviating more than ten percent from the median composite return, in either direction, were excluded. For those strategies with less than one hundred portfolios, the two percent deviation threshold continues to be used. These portfolios with performance deviations were removed often due to individual client circumstances such as personalizations or customizations, making them no longer representative of the broader composite strategy. Individual account performance will vary depending upon the amount of assets under management and the timing of any additions and withdrawals and may be higher or lower than the performance depicted. Management of Personal Strategy portfolios was conducted under Personal Capital Advisors Corporation (PCAC) from inception until April 1st, 2023, when it was legally merged into Empower Advisory Group, LLC (EAG)
Advisory services are provided for a fee by Empower Advisory Group, LLC (“EAG”). EAG is a registered investment adviser with the Securities and Exchange Commission (“SEC”) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in Empower Advisory Group, LLC’s Form ADV).
Investing involves risk, including possible loss of principal.