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What are Roth IRA taxes & how do they work?

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Roth IRAs have unique tax benefits for investors, including tax-free growth and withdrawals. Learn how Roth IRAs work and how they compare with other tax-advantaged retirement accounts here.

Over 1 in 5 Americans have no emergency savings

Money

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Are Americans prepared for a financial emergency? Many, it turns out, are not. A new Empower study reveals 21% of Americans have no emergency savings and 37% couldn’t afford an emergency expense over $400.

What is PITI?

Life

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PITI stands for principal, interest, taxes, and insurance. It's what makes up your annual homeownership expense and determines how much house you can afford.

Most Americans will pay a high price for peace of mind

Life

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New Empower research shows more than half of Americans are willing to pay a high price for financial peace of mind (56%): in fact, 1 in 5 say they’d be willing to take on debt for items or services that help them achieve it (19%). 

5 essential estate planning documents

Life

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With a third of Americans planning to leave an inheritance, it’s valuable to have a plan in place for your assets in case you pass away. Estate planning documents can ensure the fulfillment of your final wishes.