Hallmark 401(k) Plans

Help me, will ya?! Online Advice may be for you

When it comes to investing, have you ever looked at your 401(k) account and the markets and thought, "Help!"

Online Advice may be for you.

This service, available on our 401(k) plan website, www.retireonline.com/hallmark, can help you answer the following questions:

  • Did I pick the right investments?
  • Am I taking too much – or too little — risk?
  • Am I saving enough?
  • Am I leaving money on the table?
  • When can I retire?
  • How much do I need to retire?

At no additional cost to you, Online Advice offers

  • A step-by-step action plan. Maybe you should save more, take full advantage of the Hallmark’s matching contribution (if you aren't already), and/or change your investment mix.
  • Specific advice on which funds in your 401(k) plan to choose — and how much of your money to put in each. For example, maybe you’ve got 90% of your money in Fund A and 10% in Fund B. Or, 75% in Fund C and 25% in Fund D. But based on your age and your goals, maybe one-third each in fund X, Y, and Z is the better way to go. The point is, Online Advice provides you with specific advice on your 401(k) account.
  • Periodic updates to keep you on track. Online Advice watches the market for you. To receive hot-off-the-press advice, sign up for email retirement updates.
  • Technical support by phone. If you have questions about how to use this service, call one of our representatives at 866-233-6886.

If I get advice - what's next?

Just like advice you get from a bossy friend or relative, you can take it or leave it. If you decide to take it, go to your account and request the fund transfers and/or the savings rate changes to put the advice into action.

To act on the advice, head over to www.retireonline.com/hallmark, select the name of your plan and click Get advice. Remember, Online Advice is available at no additional cost to you.

If you have questions about the Online Advice service, your 401(K) plan or any account changes, call Empower Retirement at 866-233-6886. Representatives are available to help you.


Meh — just do it for me

Terms and conditions

© 2016 Great-West Life & Annuity Insurance Company. All rights reserved. PT264614 (4/2016)


This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for investment, accounting, legal or tax advice. Investing involves risk, including possible loss of principal.

Core securities, when offered, are offered through GWFS Equities, Inc. and/or other broker-dealers. GWFS Equities, Inc., Member FINRA/SIPC, is a wholly owned subsidiary of Great-West Life & Annuity Insurance Company. Representatives of GWFS Equities, Inc. cannot offer investment, fiduciary, financial, legal or tax advice. Please consult with your financial planner, attorney and/or tax advisor as needed.

There is no guarantee that participation in any of the advisory services will result in a profit or that the account will outperform a self-managed portfolio invested without assistance.

Advised Assets Group, LLC (AAG) uses Financial Engines Advisors L.L.C. (FEA) to provide subadvisory services. AAG is a federally registered investment adviser and a wholly owned subsidiary of Great-West Life & Annuity Insurance Company (GWL&A). FEA is a federally registered investment adviser and a wholly owned subsidiary of Financial Engines, Inc. More information can be found at www.adviserinfo.sec.gov. Financial Engines, Inc. is an independent company that is not affiliated with Empower Retirement, AAG, its parent company GWL&A, or any other affiliated companies and/or subsidiaries. Financial Engines® is a registered trademark of Financial Engines, Inc. All trademarks, logos, service marks, and design elements used are owned by their respective owners and are used by permission. © 2005-2016 Financial Engines, Inc. All rights reserved. Future results are not guaranteed by FEA, AAG or any other party. Empower Retirement refers to the products and services offered in the retirement markets by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great- West Life Annuity Insurance Company of New York, Home Office: NY, NY; and their subsidiaries and affiliates. Professional Management Program and Online Advice are part of the Empower Retirement Advisory Services suite of services offered by AAG.