Investing Insights

Stable Value Products and Rising Interest Rates

How can the unique structure of stable value products help provide investors with capital preservation and positive crediting rates in varying markets, even when interest rates are on the rise?

  • Simple and complex thought

    Pioneering behavioral economists Amos Tversky and Daniel Kahneman developed a theory focused on decision-making when facing uncertainty. This research may assist us with providing better outcomes for ourselves and the clients we serve.

  • False Labor

    While the economy has so far avoided a recession due to an exceptionally strong labor market, history suggests that the economy usually side-steps recession until shortly after the Fed stops raising rates and that employment tends to weaken several months into a post-tightening recession.
     

  • It's getting lonely in here

    Equity markets outperformed strong seasonals to erase 3Q23 losses, but could challenges to the U.S. economy affect market performance in 2024? 

     

  • 2023 Year-In-Review

    A recap of key market events in 2023 — and a glimpse of what lies ahead in 2024. 
     

  • Pause for effect

    The Federal Reserve has just ended its tightening cycle, raising short-term interest rates more than 5%. Yet, the economy has not fallen into a recession. Did the Fed actually achieve the Goldilocks soft-landing scenario or, is the economy still prone to a recession in 2024? 
     

  • Maintenance Required

    Is it time to refresh your fixed-income allocation? 
     

  • Greener Pastures

    What the Quits Rate is telling us about the state of the U.S. labor market. 
     

  • Investing like Magellan

    Learn why global diversification is so important and why now may be an ideal time to invest internationally. 
     

  • Tapping Out

    U.S. consumers have spent-down their COVID savings and are now changing the way that they spend. 
     

  • Sticky situation

    So far, home prices have defied predictions of a collapse. Why, and can it last? 
     

  • Are our brains working against us?

    Analyzes the emotional and cognitive biases we have that lead to poor investment decisions. 
     

  • 2022 Year-In-Review

    Investment markets tend to be anticipatory in nature: They often see weakness before it arrives and strength before it returns. If so, 2022 might well be remembered as the year we paid for a substantial portion of whatever weakness awaits us in 2023. 
     

  • Splitting the tab

    The U.S. may be headed for recession. The good news: We may have already paid part of the bill. 
     

  • Be patient, be brave

    By properly diversifying and practicing patience and courage, investors can weather any market storm. 
     

  • Double-barreled price pressure

    COVID-19 and its aftermath created an unusually fertile environment for inflation to thrive. 
     

  • A war of his choosing

    Vladimir Putin’s Russia invades Ukraine. What are the potential market and economic impacts? 
     

  • Vital Signs - A time for your annual check-up Mr. Market

    Capital markets — and the economy they represent — spent much of 2021 in reasonably good health. But will that remain true this year? 
     

  • Soul Searching

    Empower Investments manager research teams offer some insights on evaluating sudden changes to investment teams and the firms that employ them. 
     

  • Help (Desperately!) Wanted

    An in-depth look at the present state and future prospects for the U.S. employment market. 
     

  • Tactical Mistakes

    GWI examines how well professional asset managers do at timing the market.