Newly eligible employees

As a newly eligible employee who is not currently contributing to the Cotiviti 401(k) plan, you will be eligible for all of the same benefits as existing employees. Because you are new to the plan, we wanted to lay out some of the benefits so that when the new plan goes live the week of January 17, 2016 you will be able to elect your deferral amount and select your investment options more easily.

As an employee, you:

• Are automatically enrolled in the plan at a pretax contribution rate of 6%.
• Your 6% salary deferral will be deposited into the Qualified Default Investment Alternative (QDIA)* under the Plan.

* The QDIA is the Vanguard Target Retirement Funds; you will be defaulted into the target date fund based upon your date of birth.

• Can elect employee pretax contributions or a Roth after-tax contribution or both.
• You will receive a notice prior to being enrolled in the plan if you wish to change your contribution amount or do not want to participant in the plan.
• Can contribute to your plan 3 months after your hire date.
• Can select a dollar amount or percentage of your salary to contribute.
• Will receive a company match of 50 cents on the dollar up to 6%.
• Are immediately vested in your 401(k) retirement plan.
• Will be able to review a quarterly statement on your account.
• Will have access to online tools and resources through empower-retirement.com/participant once the plan goes live the week of January 17, 2016.

Funds available in the new plan