What is ahead?

Watch the mail

From now until the end of January 2016, you will be receiving communications from Empower to your home. Please read them to understand how this transition could affect you. In addition, Empower will mail education session invitations to your home address in the early part of January, so watch for those as well.

Be aware of the “blackout” period

In order to allow for a smooth transfer of the plan’s administrative records to Empower, the following restrictions apply:

• Last day to send a paper transaction request to Wells Fargo is December 16, 2015.
• Last day to submit loan or distribution request to Wells Fargo electronically is December 18, 2015.
• Last day to access your Wells Fargo account on the participant website is at 4 p.m. Eastern time on December 24, 2015.
• Last day to send a paper transaction request to Voya is December 16, 2015.
• Last day to submit loan or distribution request to Voya electronically is December 16, 2015.
• Last day to access your Voya account on the participant website is at 4 p.m. Eastern time on December 23, 2015.

You will have access to your new plan the week of January 17, 2016.

During the blackout period, your funds will remain invested and will continue to gain and/or lose value depending on market conditions. In addition, your contributions will continue during the blackout period. When the blackout period ends, you will once again have full access to your plan account. For more information, see the announcement letter you received from Empower.

Do you need to take any action?

The move to Empower is designed to be as smooth and easy as possible for you. You do not need to do anything now unless you want to make changes to your account prior to the blackout period. Once the transfer is complete, you will receive a welcome guide with more information about Empower’s services and your plan options.