The 50-30-20 budget rule explained The 50-30-20 rule is a percentage-based budget approach. Learn more about how it works and why it's such a popular approach to spending and saving.
How to manage a household budget Whether you’re working toward some big financial goals or just trying to make ends meet, a household budget is a must-have.
Top travel destinations and spending habits Most Americans are eager to travel in 2024. Discover how much they’re spending, budgeting and traveling.
How to build credit Your credit score impacts nearly every area of your personal finances. Get tips on how to increase your credit score and how to stay on top of your credit report.
Eggs, electricity and eating out: How elevated prices compare to Empower spend data The impact of inflation can't be ignored. Check out the latest in consumer price data.
Now or later: Making moves toward money milestones Financial goals can have different target dates. In this research, consumers weigh in on which milestones they're working toward and when they want to hit them.
Financing the festivities: America’s holiday spending and saving habits With the holiday season in full swing, the time of giving is also the time for spending. Empower surveyed 1,003 Americans to see what this season has in store for plans to both spend and save money.
Variable expenses vs fixed expenses: What’s the difference? Understanding variable expenses and fixed expenses can help you create a successful budget. Find out the difference between the two, as well as how to manage your variable expenses.
20 sinking fund categories to better control your money The trick to making sinking funds work for you is to get clear on the categories you need. You want to customize your sinking funds to suit your lifestyle, family size, and other factors.
Everyday luxuries: Where are people overspending? With heightened inflation in recent years, many feel anxious spending money on non-essential items. But you can tighten your budget without giving up life’s pleasures.
Deep dive into digital payment apps Discover how digital payment apps are reshaping consumer behaviors and explore the latest trends, user experiences, and AI adoption within the U.S.
Being smart in a digital society In a digital society, money moves at the click of a button, but so do scams, frauds, and financial exploitation. Learn how you can keep up, safeguard your assets, and navigate the nuances of online money management.
